Insolvency Helpline

A finance company with advice and support for gay and lesbian people.

Much of the 'old school' gay discrimination has been both systematically and socially removed over the last few years, however in the world of finance there remains certain issues to be cautious about. In 2004 the British Government published the Civil Partnerships Bill proposing the recognition of gay couples see the section on The Civil Partnership Bill for further details and changes.

In Britain, the gay and lesbian community is still discriminated against within Financial Services.

This gay finance section is brought to you by InsolvencyHelpline.co.uk, in it we will explain the discriminations abound, and offer succinct advice on how to  minimise the impact of these prejudices.

Examples of typical discrimination amongst the gay community.  We appreciate this is a brief list, if you have further examples you have experienced we would love to hear from you, call us on freephone 0800 074 6918

• A number of life insurers require single men to complete a 'lifestyle questionnaire'
• Some applicants for financial services are STILL required to undergo an HIV
• Some life insurers, will increase ( load ) your premium because of your sexuality
• If your premium is loaded your name may be added to a central register used by all life assurance companies - the is the affectionately termed 'impaired lives register.'

All of these, and others, can make future applications difficult.